[MarcoSanto]

Same problem here. Where are you located? Not US, I suppose. This sounds like something that call for its own subreddit, because, even if there might be remedial lawsuits you can bring to them, it will be expensive to litigate in US. I am afraid they count on that. Given this is a real emergency/problem for everybody now. In Italy, government has temporarily forbidden the actioning of repossession/penalties clauses in mortgage contracts and has suspended payment of taxes. I would recommend banding together with other people in your country/same situation.

[madaxe_again]

My company is domiciled in the U.K., and that’s where the mortgages are - I live in Portugal. Unfortunately only two lenders in the U.K. have said they’re granting concessions, and when I spoke to both of my lenders on Friday after I’d heard from clients, they both said that yes, I can have a holiday, but only on the terms I mentioned - as far as they’re concerned it’s all BAU until the government says otherwise.

I mean, if your business or income is entirely domestic, I suppose this is ok - but if your income is primarily from a country that has now declared a state of emergency and has companies using this as an excuse to shirk their bills, it’s something of an issue.

[MarcoSanto]

The only advice I may be able to give you, and to myself, is talk to an association of SMB in England. Not sure it helps, but we are all in the same boat. No payment here also.