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by bluGill 2288 days ago
You should pay off your house as fast as possible. This reduces risk greatly because you always have a place to live in the worst case.

You should max out your IRA and 401k plans, or whatever similar applies to you. However that should be regular investments by a plan that you arranged years ago and don't even bother to revisit. When asked their 401k strategy the most common answer of those with the best returns "I don't have a 401k" - which is to say you set it up at 30 and forget about it until you retire.