[PaulDavisThe1st]

This is false. "Catastrophic coverage" was ended because of the sheer wealth of data that these insurance policies did not in fact provide their customers with what the customers were expecting. That is: a person with such a policy who unfortunately suffered a major accident or severe illness would find the insurance company wriggling out of any financial responsibility.

The rules were tightened up, and without any explict legal language banning them, insurance companies dropped such policies because they knew they could not satisfy the new rules requiring actual coverage.