[76543210]

>their health insurance has favourable terms, and they need to care for a family member

At 200k per year, you can buy Obamacare which is 6k per year and for an individual 6k max out of pocket.

So many people are fooled into thinking their companies health insurance is worth something beyond 12k/yr. And that 12k is firefighters union tier.

[eli]

That math doesn’t look right. I think you are confusing out of pocket maximum with premium. Your premium depends on the people covered, their ages, tobacco use, the state you’re in, etc. It can definitely be more than 12k per year just for the premium.

[LyndsySimon]

That sounds crazy to me. I looked at federal "market-based" insurance in 2017, and it was just shy of $2k per month for my family. It covered basically nothing and had a deductible of several thousand dollars.

[76543210]

Interesting. How many family members?