[o-__-o]

Yes, I have home owners insurance to cover this. The reason the homeowners brought a lawsuit is so insurance can recoup their money. The insurance co cannot sue as themselves, they must subrogate the homeowner and the only way to do that is by waiting for a civil suit (and the ins co fulfilling their duty to indemnify)

I’m shocked at the number of people talking authoritatively about this case and yet forget the basics of home ownership..

[thatguy0900]

Did you read the article? The insurance only paid half of the damage. And the neighbors house was also heavily damaged and their insurance didnt pay anything.

[gamblor956]

They should both take that up with their insurers since this is exactly the type of thing insurance is for.

Insurance companies pay very quickly when policy holder get lawyers.

[code_duck]

As noted in the article, homeowner insurance covers specific things and damaged by police is not typically one of them.

[o-__-o]

Then boohoo to that guy he went cheap on his insurance. My policy says no such thing. It’s all about the text in your policy, you have 30 days to dispute policy verbiage when you sign up. You should really take advantage of that!