That's amazing how you seem to live in an happy imaginary world where everything is fine. There's not much to discuss when you're just making pretty stories to convince yourself. Good day.
Do you actually have a counterpoint? OP's argument is well-reasoned, is shared by others [1][2], and is also empirically supported by actual market events[3][4][5].
[1] https://www.marketwatch.com/story/the-us-can-slash-health-ca...
[2] https://www.econtalk.org/keith-smith-on-free-market-health-c...
[3] https://www.bloomberg.com/news/articles/2020-02-25/walmart-t...
[4] https://www.kansascity.com/news/business/health-care/article...
[5] https://kfor.com/news/okc-hospital-posting-surgery-prices-on...