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I only mentioned it as a major contributing factor to her having insufficient financial resources to complete the program. Plainly, she would be able to accept a cheaper housing situation if she did not have a child, and housing is her dominant expense. You yourself called that out, so I don't think it's out of bounds for me to mention it.

What I'd really say is that a single, low-income parent-or-other-person-who-won't-have-roommates should probably not move to Santa Cruz (or Beverly Hills, Monaco, Chelsea, Dumbo, the Chicago Loop, etc.). I get that this is a controversial viewpoint for some folks, but it just seems like fundamental personal finance to me.