[eqdw]

While I agree with the general gist of what you're getting at, I think you're stating it much too strongly. In a sufficiently volatile and capital-starved environment, I think a straight majority of current businesses would be unviable. Stability, safety, and sustainability I think is not given nearly as much emphasis as it should but I wouldn't want to eg. condemn the entire restaurant industry (volatile economy => not a lot of disposable income => nobody can afford restaurants => restaurants go out of business).