[ikeboy]

Predatory pricing is pricing too low so competition is forced out. https://en.wikipedia.org/wiki/Predatory_pricing

That's not alleged here at all. "People have a very hard time figuring out how much they would be paying" no, what's being said is people are having a hard time reading the documents submitted to the regulator. If you want to know how much you'll pay, just get a quote from the insurer directly.