[jonfw]

With a model like this- you're only getting your money's worth while you're regularly making mistakes. If everything is going smoothly, you're just paying double for no reason.

I dislike when the value proposition gets muddied like this.

[blagie]

I'm paying double for peace-of-mind.

Think of it in terms of expected costs.

* In one case, I pay $500 / month.

* In the other case, I pay $250 per month, and have a 25% chance of having a workplace conflict. A workplace conflict can cost tens of thousands of dollars.

Which is cheaper?