[reaperducer]

commoners who still use cash

You're right, it's much better to use payment methods that track my wants, needs, desires, habits, location, companions, financial status, political and religious preferences; and then weaponizes it against me. Stupid commoners and their freedom.

[wyattpeak]

Whatever the merits of the parent comment, I think you're misinterpreting their intent.

Their stance is that the average citizen is made to jump through hoops to get their cash replaced, while major players are handed money freely. The "commoners" appellation is sarcastic.