[ouid]

>You can also do it for equifax, experian, and transunion.

what, precisely, are the implications of this?

[gonehome]

They don't remove data related to your FICO score that they can legally keep for that purpose.

They remove any other data about you that they collect and would otherwise 'anonymize' and sell. You can ask them to give you the data first before asking them to delete it if you're interested in what it specifically is.

[WrtCdEvrydy]

Reset your credit completely... in the eyes of the corporations, you don't exist.

[willis936]

I simply do not believe that one piece of legislation could accomplish this. This is how money makes money. It will not stop for the law.

[jayd16]

No credit is already somewhat worse than bad credit so I don't quite see it as implausible.

[exclusiv]

Yep. I also heard a podcast about a woman who was born at home and never got a social security number. So to the government and to creditors she didn't exist and it was a nightmare for her to do anything financially that most people don't even think about.

[WrtCdEvrydy]

Well, your data is used for that model, and without the data, your credit can't be computed anymore.

This has already happened with GDPR... remember the credit unions are private companies, not government outfits.