[plttn]

I'm actually curious on this: how broad is the coverage on say computers? This is HN, so would say a home server be covered?

[chrisplotz]

Good question - yes. "Home computers" would cover it. Just be sure to check the limit you're buying and that it's adequate for the amount of equipment you have.

[phonon]

Note the "Scheduled Items and Blanket Coverage" exclusion "5. Loss to property used primarily for “business” purposes."

If the server is being used primarily for business purposes, it is not covered.