[chrisplotz]

Yeah there's a misconception that since insurance is an "annual contract" you are locked in for a year. Truth is the law protects the consumer - it's your right to cancel any time and your new provider can help you do it. If you prepaid the other guys they have to refund you. Of course some insurers make you fax them cancellation requests and stuff but we make it our job to sort that out for you and copy you along the way.