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by no_protocol 2314 days ago
If someone knows your account number, they can take money from it, there is no separate secret or anything. It would be illegal, but they can do it.
2 comments

> If someone knows your account number, they can take money from it

You can seriously just say a bank account number at a bank in the US and walk away with a bag of cash from it, with no other security checks at all?

In the UK they’d make you enter a password or PIN or use 2FA.

No, you would have to do some authentication at a physical bank itself.

You can use the numbers to request a wire transfer from the account. In fact, when you're setting up an ACH transaction for bills and such, they tell you to get the numbers from a check.

what??

You can deposit without a pin bit to withdraw you need photo id and a verbal password or pin in every bank I've ever been in

Are you in the USA? Our banks don't exactly do "security" at all.