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by joshspankit 2314 days ago
After skimming past recommendations for YNAB I looked it over just now, and because of Tangerine’s multiple accounts (max is about 15) as well as the money-transfer automation, I’ve actually been using the same principles just within my bank tools.

That’s why I was frustrated when they changed from a summary of chequing account balances to a full “dashboard” that showed all accounts.

Up until then I was doing awesome avoiding the “I’m flush with cash” triggers because I was only seeing my actual spending money and not the bills account, the rent account, and the various proactive savings accounts.

Essentially I had all the benefits of YNAB principles because of the tools Tangerine provided