[xur17]

I created a spreadsheet to keep track of my expenses, income, assets, etc. On the last day of every month I record the current balance in each of my major financial accounts (takes ~1 hour), giving me a nice view of my inflows and outflows, and net assets.

In terms of where I store money, I:

* keep an emergency fund in a checking account with 6x my monthly spending

* keep the rest in broad market index funds, currently 10% bonds, 35% international funds, 65% us funds. I put the maximum amount allowed into tax advantaged accounts (401k and roth ira), and the rest into a taxable account