[s_dev]

>I'm somewhat wary of keeping any larger sums of money in my N26 account.

It's German. All savings are guaranteed by German gov up to €100k. This is not the case with Monzo or Revolut.

[madeofpalk]

> This is not the case with Monzo or Revolut

What? This is just wrong. On Monzo's site it says:

> As a fully regulated UK bank, your money’s protected up to £85,000 by the Financial Services Compensation Scheme (or FSCS for short).

[juskrey]

I think he means account can be locked at any moment, and German guarantee doesn't not help much when you are say, on travel or on bills payment day.

[acta_non_verba]

True. They’re protected up to £85,000 by the British Government instead.

[zeku]

They claim 250k USD in the US, via their partner Axios Bank.

"All deposits are FDIC-insured through our partner bank, Axos Bank®, Member FDIC."

[blibble]

the exact same regulation applies to Monzo and Revolut as it applies to N26 (only the lender of last resort changes)