[zitterbewegung]

I used to use Mint but it got too annoying so I am consolidating / closing bank and credit card accounts into one account.

I had some credit card debt that I just was able to put a huge dent due to my new job.

I manage my finances mainly through estimation of costs . So like for the first month of my new job I saw how much I used for personal expenses and calibrated to that.

I did splurge on some Apple stuff at the end of the year on credit .

My biggest problem is that I have been rolling over multiple 401ks over the years so I’m unsure of my return.