[MrMember]

I don't pay too close of attention to it, I'm fortunate enough that I don't have to watch my finances closely.

I try to keep as little in my checking account as possible. I have enough in a high yield savings account to probably last me a year. I max out my 401k. I have some money in six month treasury bills that gets reinvested whenever they mature. I have a recurring monthly transfer into a brokerage account that I put in a high dividend index fund. The only debt I carry is a mortgage that I overpay on. Anything leftover at the end of the month I throw into a Betterment account.