[Shalle135]

In Sweden the banks issue the BankID instead, the certificate is tied to the phone/pc it’s downloaded to and is not connected to the phone# at all. You can however connect for example ”Swish” to your bank accounts for seamless transactions through youe phone# but it too has to be authenticated with bankid.

I’ve never really heard of a case when the bankid/authentication to any Swedish banks has been compromised with the exception of the users signing in fraudulent actors.