[adrr]

You can get home loans in EU with 1.8%? That’s the lowest risk since it has collateral. These are unsecured loans.

[rsynnott]

(A) Yes, in many countries. (B) that card loan is only at effective 1.6% for 60 days; if it’s not paid at that point it turns into potentially 20%. (c) Most card payments are debit anyway afaik; no loan longer than a day or so involved.