[alphabettsy]

Yea, except for the part where you’re paying 12,000 more over the course of a 7 year loan and the new car warranty ended at 4 years leaving you with a higher payment and you still can’t afford repairs.

It can be rationalized with emotions, but not financial sense.

[scarface74]

If you don’t have access to cash or credit to take care of car repairs, the last thing you want is to be paying a car note on a car that you can’t afford to have fixed.

As far as four vs seven years. You’re hoping that you can figure something out in four years.