[irishcoffee]

If I didn’t need a paycheck I wouldn’t be at the interview, or working at all. Getting a consistent paycheck is “planning long term” for 99% of people. Hell, half my social circle probably doesn’t even know what the S&P500 is.

[scottLobster]

So your long term goal is stability, and you'll be reliable and consistent in addition to the talent they've clearly already noticed by bringing you in for an interview. From a thematic perspective you're a sturdy foundation they can build their company on.

See how much better that sounds? And there are probably better ways of putting it. Granted if an interviewer isn't looking for that mentality it could be an issue, but that's a big sign you probably wouldn't want that job anyway.

[irishcoffee]

I don’t think I’d be able to pass/stomach an interview where I need to justify the need for a consistent paycheck.

[scottLobster]

Then I'm not sure how you've stomached any interview with a private company. Companies don't give you a consistent paycheck because you have a natural right to one. They give you one because you wouldn't produce value for them if they didn't.

The S&P500 analogy is truly apt, because as a private employee you are by definition a financial investment for the company. They pay you on the condition you make more money/produce more value for them than you take. Every day at work is you justifying the existence of your paycheck. If you want a bigger paycheck you need to prove a higher valuation to justify it (either by producing more internally or getting a higher external offer). If you become a bad investment you will be treated the same way as an under-performing stock in a portfolio. Maybe held onto in the hopes that you'll improve, maybe held onto for legal reasons (they can't legally fire you due to X law) but eventually losses are cut.

Most interviewers expect you to at least be average so they're not going to insult you by asking you to work for free (that would make you less likely to work for them), but if you walked in and could convince them that you would produce quality work 70 hours a week, for free, until the day you were too medically infirm to work, and that you weren't too good to be true, they'd have no reason not to take you up on that offer.

[clarry]

> Then I'm not sure how you've stomached any interview with a private company.

Here's how: companies look for a professional to perform a job. You, as a professional, offer your skillset in exchange for paycheck. It really is that simple. There's no need to justify or excuse wanting to participate in such a mutually beneficial trade. Likewise, there is no need for the company to excuse or justify their need for a new employee.

Believe it or not, there are some companies out there that just look for someone who can do the job. They don't ask you why you want a job (or, gasp, that job in particular!), because it doesn't matter (and is mostly obvious anyway).

Stop paying salaries and you'll see how many of your employees aren't in it for the paycheck. Made-up stories about long term planning don't change that they're in it for the paycheck.

[brailsafe]

Getting a paycheck, for a lot of people, is planning for the next time they don't have a paycheck. The people in the former group that you mention might be long term investment, but imo are more likely to promise their future paychecks to a car dealer