[toasterlovin]

This doesn’t make sense. You’re arguing that this was about capital allocation for you, but if that’s the case, buy a used car for half of what a new car would cost. If you buy from someone like Carmax, you can get access to loans which are almost as cheap as what you’d get on a new car, and you’re buying a car with very little wear and tear.

[mrep]

crikli said "Anyone that signs up, of their own free will, for a seven year loan on a depreciating asset has rocks in their head."

I'm saying that financing can easily make sense with low interest rates. Nothing in my comment nor criklis has anything to do with buying a used vs new car as the same logic applies to both.