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by mjkornbl 2323 days ago
Yes, it's a plug. Radvocate is a product; we make money if you use us... But only if you get money out of it. If we file documents for you and guide you through the process we ask for a commission on any compensation you get out of it.
1 comments
woofie11 2323 days ago
Can you provide information about terms of service before taking my information? It's nowhere to be found. How much do I get? How much do you get? What happens next?
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jawns 2323 days ago
From the TOS:

> In return for doing the paperwork to process your Claim and providing other services to help you through the dispute resolution process, you are assigning Radvocate a 20% stake in any monetary relief resulting from your Claim against the Counterparty (the “Stake”).

> In addition to its Stake, you agree to pay Radvocate 10% of any amount payable that’s removed from or written off of your bill or debt (the “Debt Relief Fee”).

> If you accept a settlement offer but the Stake and the Debt Relief Fee are less than $20 when added together, then you agree to pay Radvocate $20, instead of and not in addition to the Stake and the Debt Relief Fee, to partially offset the costs that Radvocate incurred pursuing your Claim.

> If you fail to respond to multiple requests for information about the status or outcome of your Claim from Radvocate (“Ghosting”), you authorize Radvocate to charge any payment card connected to your account for $30 - the approximate cost of preparing, delivering and managing your Claim.

However:

> 100% SATISFACTION GUARANTEE: Radvocate’s fees are subject to a 100% satisfaction guarantee - if you aren’t completely satisfied with our service, then you don’t have to pay Radvocate anything.

So if I'm reading this right, anybody can say they're dissatisfied for any reason (even, ostensibly, if they're dissatisfied with the terms of service) and that gets them out of any fees to Radvocate.

link
mjkornbl 2323 days ago
Here: https://myradvocate.com/terms-conditions-engagement-agreemen...

It's linked from the last page of the form above the submit button: "By submitting your claim you agree to our terms and conditions[link], which we encourage you to read."

(The second to last page of the form provides a simpler overview of the process too.)

link