[cmcd]

What do you mean? Unless you are living paycheck to paycheck stock is just as real as cash.

[jdright]

Or almost paycheck to paycheck, which is not as uncommon as one may think. And normally stock come with restrictions on when you can liquidate. This is basically money I don't have now and a promise in the future that may very well go wrong.

[wikibob]

Normal valley vesting schedule is:

- A grant of a specific number of Restricted Stock Units (RSUs)

- Vesting over 4 years

- You get nothing for 12 months

- On the 12th month you get 25%. You can sell this immediately for cash if you choose

One of the following:

A. Each month you vest 1/36th of the remaining stock

B. Each quarter you vest 1/12th of the remaining stock You can sell this immediately for cash if you choose

Some terrible companies like Amazon have abusive vesting schedules such as 5% the first year, 15% the second year, then 40% the final two years.

[cmcd]

If you are living "almost" paycheck to paycheck as a engineer with 200k+ total comp you are doing something seriously wrong.

[mrep]

My stock vests monthly and I have it set to autosell at vest so I get cold hard cash direct deposited into my account every month.