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by detaro 2327 days ago
Debit cards and credit cards are quite different things in most of Europe.
1 comments

To be fair, in Romania I was refused too, ~5years ago. All cards have a percentage fee - when you spend tens of thousands on something, even a small percentage adds up. Thus the car dealers require a bank transfer, which is generally free of charge for both parties.
It looks like the change in 2015/2016 to reduce card fees, while enabling us to buy a single bottle of milk by card with a 0.2% fee for the merchant, has made things worse for people selling cars.

Instead of a small, fixed fee (e.g. £0.10) it's now also 0.2%.

https://www.am-online.com/opinion/2016/12/06/opinion-debit-c...

(The article does at least tell us that "many" customers pay for the full price of the car with a debit card.)

0.2%? You could probably wring a greater discount from the dealer by haggling half-heartedly.
Typically the payment happens post-haggling... and by that point 1% of the price might be their entire margin on the sale. I mean, if you pay full list price, maybe they won't mind you paying with card :D