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by ur-whale 2327 days ago
Buying a car in Europe is a complicated affair, and certainly not something that can be concluded in an afternoon.
1 comments

What? You go to a car dealer, sign, pay and drive away.
The “pay” part really depends on the value of the car and if you have a big pile of cash handy.

Recently instant SEPA transfers have made this easier, but not available between all banks.

Prior to SEPA becoming prevalent, I've witnessed it done with an id and credit check together with a decent sized deposit via debit/credit card (~€10K). Balance wired using SWIFT or TARGET2 within 72 hours of driving away. You have to swallow the card processing fees though.
Don’t you need to register the car in the DMV and get an insurance before you can drive away? That’s definitely the case in the parts of Europe I’m familiar with.
Car dealers over here are also "DMV deputies" for lack of a better translation. You bring your license, they type some things in their computer, print an ownership document and you get your car. The more permanent (creditcard sized) ownership card thingy will arrive in the mail a few days later.

Insurance is indeed mandatory, but you can get it online in 5 minutes. Or by phone. They call it "drive away coverage" that works immediately but requires signing the final policy etc within something like a week.

In my state the DMV gives you ten days to register a new car. If you have any car insurance at all there is a grace period.
Getting insurance can be done online in about 5 minutes and the registration at the DMV equivalent is your problem (as the buyer) afterwards and can be done anytime in the next 2 weeks.
I can see that happening for second-hand cars but not for new cars that have to be issued new plates. But maybe things work differently in other countries. “Europe” is not really one place.
You can usually immediately get temporary transfer plates that’ll be valid for a month everywhere(?) in the EU.
I got that kind of temporary plates once... at the DMV. It was quick, but they didn’t materialize magically when I needed them. Maybe it’s easier now, though.