[BenoitEssiambre]

The cost of owning a house includes the cost of financing, you can't get around that.

Stocks can also be created.

Land is a hard one. We have no choice but to share it somehow. But overly tight money is really really not the way to make land affordable. Reducing land prices through overly tight money is basically price control through making people too unemployed and too poor to have demand for land. It's an exceptionally destructive approach.

[bra4you]

"But overly tight money is really really not the way to make land affordable."

It is the other way around. Please google "asset price inflation".

"It's an exceptionally destructive approach." Only in your head my friend.

[BenoitEssiambre]

Stop googling and start reading real macro-economists. Both Milton Freedman (right leaning) Keynes (center-left leaning) would have agreed with me.