[freeone3000]

You wouldn't carry large sums of cash on your person, so why are people considering large piles of cryptocurrency?

[literallycancer]

People actually carry large sums in many places where credit cards aren't prevalent. Like Japan.

[6gvONxR4sf7o]

The analogy isn't credit. It's a bank. I doubt people carry much of a percent of their total Yen wealth in their pockets.