[jimohalloranau]

I've been using Pin since very early days. Dev experience is great, the API is well thought out and documented.

Your fear about Pin being bought by an Australian financial institution may be unfounded (or it's already happened depending on your perspective). Back in the early days, it was fairly well known that National Australia Bank was a part owner in Pin, but I can't find anything to support that now. NAB is listed first on their partners page (https://pinpayments.com/company/partners) and their Terms of Service (https://pinpayments.com/terms/national-australia-bank) are a 3 way agreement between NAB, Pin and yourself.

I'm sure it would be worse if Pin was fully absorbed into NAB though.