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Yip, the buzzword-slingers know how to sell the Swiss Army Kitchen Sink by making them fear what-if scenarios: What if you need internationalization? What if you need mobile? What if you need web-scale? What if you need microservices to connect to Foo.com's great web services? What if you need a pony?

Warren Buffett has often said that one key ingredient to his success is not fearing saying "no" to questionable or borderline opportunities. Most investment firms don't feel comfortable paying people to sit around all day and say "no". It looks like slacking to the bosses. But Buffett has no bosses, so he can say no for a decade if nothing good comes his way. He tunes out the bandwagon if the math isn't there.