[Frost1x]

There are lots of catches like this that make life difficult to the poor and vulnerable in our modern society. Most of these catches are some status obtained and managed through privatized means with little-to-no oversight that are becoming more and more fundamental functions of daily life as they are abstract processes to follow leading to obtaining necessities: food, housing, healthcare, etc.

The vast majority are never exposed to these institutional barriers because they are financially above those barriers but for working poor, poverty stricken, etc. these are daily challenges to deal with with little or no recourse of action.

Take paying utilities as an example. For most it's as trivial as logging on your phone one time and setting up the account with auto recurring payments on a credit card--then setup auto payment of your credit card from a checking account where you have some portion of income automatically transferred to.

For others, they have to carefully pick and choose when and what to pay and make sure they can pay cash, check, etc. There's all the additional overhead too: traveling to a valid payment location or the post office for stamps to mail things in, cognative load/stress for keeping track of the schedule or putting it down on a calendar, etc. That's just paying utilities. Plenty of other processes have all sorts of other headaches.

In most locations in modern society, owning and maintaining a vehicle is a necessity when factoring all alternatives (aside from moving), yet vehicle ownership considered a privilege.

This list goes on and on. It's no wonder many Americans are not happy.