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by Keverw
2341 days ago
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You have to get permission to change doctors or just a limited amount in your network? I was under the assumption you could just switch doctors whenever you wanted as long as in-network, but I hate this whole in-network thing and out of network. Seems so stupid insurance companies dictate your care, but I guess even with socialized medicine than the government decides on your care instead. It just seems like a whole big Ponzi scheme and just another number in a database. Hmm looked it up and their website says you can change your doctor unless maybe it depends on the state... That URL is coming up for WA, so maybe in CA it's different since insurance companies are usually licensed and separate in every state but share a common brand name. https://wa.kaiserpermanente.org/html/public/member-guide/cho... > You can change your doctor at any time, for any reason. Just follow the same steps as above to select a new doctor. But I guess every company and plan is different anyways. Seems like an entire racket. Someone I know who recently moved wasn't feeling too great but didn't want to go to the hospital as worried about costs, and called to speak to someone at the front desk and they said they couldn't tell you over the phone if covered or not, would have to see the card in person and specific plan and group numbers. Ended up being nothing though, but what if they were having a more serious issue. So stupid you can't just pick the best-rated doctor and go to it. Then some cheaper plans probably have crappier doctors who are more disparate. Seems like the whole medical system doesn't let you take control over your own health. Then some doctors end up actually making people sicker too. |
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