[LegitShady]

I couldn't handle the forced system in ynab - it's clunky and I want a budget program not a whole new budget system. To me less useful than an excel budget because it tries to force you to do things it's way.

I'd rather use Excel than be forced to use their stupid system.

[paulgb]

You might like Tiller Money. It's basically the bank integration that Mint and YNAB have, but instead of being forced to use their interface it backs out the data into an Excel/Google spreadsheet that you can build your own system on top of. (It costs money, but after what happened to Mint I consider "sustainable business model that doesn't involve selling your data" a feature for this sort of service.)

[banana_maker]

Only allowing logins via google is highly disappointing, and makes tiller unusable for me.

The last thing I want to associate with my google account is my financial data.

[mendelk]

While I can understand not wanting to create a Google account (even just to use as a login), my understanding is that if you use Tiller via Excel, Google will not have access to any of your financial data.

[steveklabnik]

Check out Tiller; I tried both it and ynab, and went with ynab because I'm the opposite of you, at least in this regard :)

[HatchedLake721]

Why is it a new budget system? You just categorize the money you have right now, there you go, that’s your budget.