[thisisastopsign]

Ya, I have a detached house. I’ve noticed the trend with HOAs being established by the builder. You’re right that there’s minimum shared property generally. Fortunately, every HOA I’ve been in has been good. On the other hand, I’ve looked in areas without HOAs and people didn’t take care of their property or yards, which drove their neighbor’s home value down (the deals seemed good enough to buy, until you drove up and saw your future neighbors).