[slumos]

It so happens I’ve been thinking a lot about the debt analogy recently and decided that the simplest improvement is to think of it as an interest-only loan.

Sure, that balloon is just sitting there, but every single day you don’t pay it down, you are still paying interest. It slows you down when it causes confusion, when it makes integration more difficult, and when everyone is afraid to make improvements that might require changes to That Godforsaken Class.

And if instead of paying it down, you decide to add more debt, then the interest payments go up / the drag just gets worse.

And let’s be honest, arguing that tech debt is not bad comes up way more often over adding more than deciding not to start paying down.