[_red]

>... if the manufacturer was willing to properly insure it,

Its not just the manufacturers, who is underwriting all that insurance?

Ford sells approximately 2.3M vehicles per year, imagine if 50% of self-driving...over a 5 year period that 5.5M cars...if each one needs to carry a potential 1M policy thats an incredible amount of liability on someone's balance sheet. (even if you say the policy is only 100K thats still $576B in liability)

Thats only for Ford, add in all vehicles manufacturers and extend that to 10-15 years into the future and thats an incredible amount.

However there is nothing to say that a new laws won't be passed to allow manufacturers to escape liability. Most likely this is what will happen (see vaccine courts, etc)

[sib]

But all of those cars are insured (and that insurance is underwritten) today. So the liability already lives on the balance sheet of insurance companies. Maybe the specific companies change...

[lsc]

eh, right now most people are massively underinsured; minimum coverage in California is like $35k, and most insurance companies won't sell you a plan with more than a half million of liability (at least not without an umbrella policy) - if we stop subsidizing driving through pushing costs on to victims of accidents, the cost of driving will go up. But yeah, it should be about the cost of a good umbrella policy+auto policy is now, modulo any savings if the self-driving car gets in fewer accidents.

[lsc]

but note, we're paying most of that already in the form of people who are killed and under-compensated by under-insured drivers. Increasing liability insurance minimums would roll that cost that is currently born entirely by the victim into the cost of operating a car, which is where it ought to be.