[luckylion]

Germany's system is generally liked, and "the public option" is ~15% of income (but we "split" it between employer and employee so it doesn't look as grim, which means you get half of that less in salary, but only pay half yourself). 10% seems reasonable, and is something you'd only achieve in Germany if you have a high income (because the total amount paid is limited) or go for private plans (which you can if you're self-employed or in some special cases, or if you have a high income; caveats apply). The public insurances also provide a much lower level of service than the private entities (e.g. you're paying for glasses yourself unless you're basically unable to function without them). That's on top of having income tax on the higher side and a high VAT, and high rents. From that perspective, 10% seems great.