[spinlock_]

Thanks for the detailed response. Tbh that sounds pretty hard to me. I guess for people who can easily find a new job (e.g. tech) that might not be a big deal, but I feel sorry for all the people who don't have that luxury (e.g. unskilled blue-collar worker).

[lowercased]

yep. again, my experiences were from over a decade ago - I'm sure a bit has changed, but probably not all that much. That was from 2 different states as well.

https://fileunemployment.org/unemployment-benefits/unemploym...

I'm in a position now where I have ... probably 18 months or more of living expenses lined up that I can tap whenever I need to, so I don't think I'll ever have to be in that situation again. BUT... I still remember have $0, owing money, having no job/income. Scary as a single person, probably doubly so if you have a family to support.