| That's not how the law works. The "Brunner test" that the OP commenter mentioned looks at 3 things: 1) Based upon your current income and expenses, you cannot maintain a minimal standard of living for yourself and your dependents if you are forced to repay your loans. 2) Your current financial situation is likely to continue for a big part of the repayment period. 3) You have made a good faith effort to repay your student loans In this specific instance the judge ruled the litigant had passed the Brunner test. It may have been a lenient application of the test, but the law remains the same. Other judges cannot look at this case and abandon the Brunner test, which is what you seem to be implying should/will happen here. If you want the system changed you'll need Congress to pass a law. |
I have one friend who is permanently disabled and spent 4 years trying to get his student loans forgiven. He gave up and fled the USA.
The courts have fought tooth and nail in the interest of their corporate overlords to prevent the Brunner test being invoked.
If more judges do the right thing and allow the Brunner test to actually be applied, it will have a significant impact.