[jjeaff]

No, basic financial planning would take into account both sides of the equation. I can own a money losing asset as long as it is costing me (including depreciation) less than what an alternative service would cost. Uber will never work out unless you drive very infrequently or live somewhere like New York where the total cost of vehicle ownership is prohibitive.

Additionally, depreciation is not linear. I drive an older vehicle, it has already mostly depreciated as far as it will go.