[hinkley]

Any problem is easy if you oversimplify it.

The cultural conceit of 'disruptors' is that society has made everything complicated and therefore society is 'ripe for disruption' which if you read between the lines means 'stupid'. Lack of respect means lack of care. Lack of care leads to injury (theirs, and/or ours).

You are right. It's not the tech. It's the arrogance.

From my knothole, legislation comes for things that aren't policing themselves adequately. I think what we are discovering is that there are a lot of domains where the old guard were self-policing to a degree, and the newcomers have absolutely no reverence for anything.

I expect it won't be long before you'll see industries taking a hard look at their internal culture, and then engaging in regulatory capture to keep out the disruptors.