[dclusin]

It's more about providing a basic level of service to the marginalized groups in our society who are unbanked. It also provides a bulwark against extortionary and predatory pricing. Take check cashing as an example. Every time you get paid from your (I'm assuming highly paid) tech job does your bank take 1%? That's the story for people who don't have bank accounts. You and I would never use these services.