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by r3dey3 2352 days ago
Many banks have free checking - with no catch (no direct deposit required, no minimum balance required, no max number of checks/withdraws)

I'm also pretty sure I didn't need to show an ID when signing up for a capital one 360 account online.. so even the ID thing is a stretch. but sure, I might accept not having an ID as a valid reason since you may need it to use your debit card and probably will for checks.