[xwdv]

It’s ok, we laughed at other countries that didn’t have robust credit systems and required people to pay for things with debit cards instead of credit cards, where they could be personally liable for any sort of fraud that takes place with their card.

[Denvercoder9]

Those countries also have robust and much more secure systems in place that make card fraud not nearly as common as it is in the US.

[thatfrenchguy]

Nope in other countries you're insured on your debit card as well

[chimeracoder]

> Nope in other countries you're insured on your debit card as well

At the time EMV ("chip-and-pin") was first rolled out across most of Europe, cardholders were actually liable for card-present fraud on their cards, whereas they had not been for magnetic stripe card-present fraud. It took a few years for the EU to pass a law changing this. In the meantime, chip-and-pin was actually a downgrade from the customers' perspective.

[xwdv]

Then who cares if it leaves your sight? Why bring a card processor all the way to my table? I doubt they are that well insured.

[yohannparis]

Reminded me the first time in the USA, when the waiter ask how I will pay my meal, I said VISA, and he just waited here. I said I need the card processor, and he explained to me that, no, he will take my credit card in the back and to trust him to not steal from me... It's an insane process.

[butisaidsudo]

They bring it so you can enter your PIN, most places don't use signatures.