[gshdg]

If you’re living paycheck to paycheck it’s entirely possible to not be a budget problem, especially I f you’re spending almost exactly your income and just barely feeding and sheltering your family.

If you start any one pay period in a hole due to an unexpected expense; or if your bills become due earlier in the week/month than your paycheck arrives, you can cover your monthly expenses with your income but not with your cash on hand.

It’s the same as how a business can be making a profit but still go out of business due to cash flow problems.