[lsc]

the comment I was responding to (from you?) said:

>I've only had issues twice in the last 12 months,

which is often enough, for me at least, to want to carry a backup, just 'cause it's super awkward to eat and not pay, regardless of who is responsible for the equipment failure.

(I've been using the atm-via-cellphone thing and it is pretty neat, though mine only lets me use atms branded with my bank, which diminishes the utility for emergency cash. I think mine (at least Bank of America and Chase) does involve some sort of NFC? I can start the process by waiving my phone over the ATM, which resulted in me looking like an idiot, waving my phone trying to get it to work on other bank's ATMs. Reminded me of how when I first got an electric car (not a Tesla) I pulled into a supercharger and it was... several minutes before I figured out that the supercharger was Tesla-only. )

re reading this, I'm beginning to wonder if I have a stronger than usual aversion to seeming like I don't know what I'm doing? it's not something I've really thought about before. Huh.