[rib3ye]

Decentralized lending via Ethereum smart contracts is now a real thing. Check out this out in a dApp browser like Coinbase Wallet: https://app.compound.finance/

I’m current earning 3.5% apr by lending out USDC (Coinbase’s stablecoin) via dApp.

EDIT: I guess I am being downvoted because people think this is spam? I only have a disincentive for people to use this dApp: as more liquidity gets added to the pool, my payout interest rate goes down.

[Can_Not]

To be fair, "I give out vague loans in internet money" doesn't naturally default itself to being a good thing, and namedropping "smart contracts" and assuming that means anything aside from spam&scam technobabble to people outside of the ethereum is a bit of a miss on your part.